What Kind Of Benefits Can You Receive In Workers' Compensation?

Injuries are work can bear serious consequences. For starters, you could lose your ability to work and perform everyday work duties, and you may develop a condition that may affect and change every aspect of your social life.

All individuals who receive an injury at work are entitled to receive Workers Compensation, medical treatment, a significant payment for their time off work and job retraining if they are unable to return to their old position after fully healed.

Normally, the state laws require the insurance company to pay a substantial amount for the injured individual. Unfortunately, it isn’t always so.
Listed below are different types of benefits you may receive after suffering an injury at work.

Temporary Disability Benefits


This type of disability benefits could be given to those who have either:
  • A temporary total disability
  • A temporary partial disability

As you can see, the first type of benefits is provided to those who are unable to work or return to work due to an injury suffered at work, and the latter is provided to those who have a partial disability, but can still do some work (on their own working position, or another one). Both of these 2 types of benefits are given to injured individuals and the size of the amount received can vary depending on the type of injury, how and when it occurred, was it progressive or did it have an immediate effect, and other factors.

Without an attorney representing you, the chances of receiving a fair settlement are close to zero. You will be given an offer by the insurance company, without the option to complain or know what your case is truly worth. In some cases, injured individuals don’t receive Workers’ Compensation as they have no legal representation, and the insurance companies can be quite manipulative.

Permanent Disability benefits


Again, these types of benefits are given to those who received a permanent injury and are unable to perform work duties, as well as other things in their everyday life. There are 2 types of permanent disability benefits:

Permanent total disability

Permanent partial disability The first one is given to those injured individuals who ended up permanently disabled, without any chance of recovery or return to work. These people have either lost a limb, their hearing or their sight or have ended up with paralysis or some psychological injury.

Partial disability is a common injury, which makes up for 50% of all work comp claims in California. These types of benefits are given to those who are still able to work, just not at their full capacity.

Paid Medical Bills

Additionally, you may receive fully paid medical coverage by your employer or his insurance company. Depending on the size of your medical costs, you could be offered a lump-sum settlement, or smaller payments over a course of time (one year, ten years, depending on the injury and the treatment required). Consult with your Los Angeles Workers Compensation attorney before you sign any agreements with your employer or the insurance company.

Comments

Popular posts from this blog

Koszdin Lawfirm Social profile listing 2019 | Susan E. Fields

Koszdin Lawfirm Social profile listing 2019 | Robert Katz

Are Mental Illnesses Covered Under Workers Compensation?