Types of SSDI Benefits
If you do everything properly, you may end up filing a claim on time and getting the benefits that you deserve. However, getting social security disability insurance is not easy, and it may be more exhausting than you think. Here is everything you need to know about SSDI and the types of SSDI benefits.
The Basics
Social Security Disability Insurance is a program that allows workers who have become disabled to receive their social security retirement benefits. However, there are certain requirements that have to be fulfilled before one can receive these benefits.
One of the main requirements is having enough work credits (based on taxable employment). These credits are issued every year, meaning that the longer you work, the more credits you will have over time.
Social security disability insurance is based on the Federal Insurance Contributions Act (FICA) taxes. These are the taxes that you have been paying since the moment you started working.
Here are the qualifications based on work credits and age:
- If disabled before the age of 24, you require at least 6 work credits
- If disabled between the age of 24 and 31, you require 12 work credits
- If disabled after the age of 31, you require 20 work credits before you can become eligible for SSDI
Even if you are disabled as a result of a work-related accident, as long as you have been paying social security taxes regularly, your adult child may also be able to qualify for benefits on your earnings record (in case he or she has a disability that occurred before the age of 22). For more information, contact Los Angeles Workers Compensation Attorneys today; schedule a free initial consultation and learn what benefits you are eligible to receive and get much-needed help in filing a claim and gathering all required documentation.
Types of benefits
You can receive the following benefits:
- Fully paid medical bills (current and all future ones)
- Financial help to help you cover your lost wages and the loss of earning potential
- Financial help based on your earning records
- Compensation for your pain and suffering and emotional trauma
- Compensation for a lost limb
- Help if you ever recover and are able to return to work (retraining)
Most people confuse the SSDI and SSI programs. And even though both are designed to help injured individuals, they are different and have certain differences that distinguish them. Feel free to contact the offices and learn about these differences from one of the available and highly experienced attorneys. They will provide you with a free case evaluation, legal guidance and help represent your best interests should you choose to hire their services.
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